Protecting your privacy is important to Southwest Capital Bank, N.A. and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all Southwest Capital Bank, N.A. employees for collection, use, retention and security of nonpublic personal information.

What Information We Collect
We may collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other loan and account forms;
• Information about your transactions with us or others; and
• Information we receive from third parties such as credit bureaus.

Nonpublic personal information is nonpublic information about you that we obtain in connection with providing a financial product or service to you. For example, nonpublic personal information includes information regarding your account balance, payment history and overdraft history.

What Information We Disclose
We do not disclose any nonpublic personal information to anyone, except as permitted by law.

Our Security Procedures
We restrict access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with Federal standards to guard your nonpublic personal information. We continually assess new technology for protecting information. Our employees are trained to understand and comply with these information principles.

For More Information
If you have any questions about how Southwest Capital Bank, N.A. protects your nonpublic personal information, please call us at (239) 332-5115, or e-mail us INFO@SouthwestCapitalbank.com, or visit us at one of our Branch locations. You may view the details of the regulation by going to www.federalreserve.gov, select the Regulation and Supervision tab, click regulations and select Regulation P.