• Basic Checking Free
• Regular Checking
• Silver Oak Checking
• Capital Advantage NOW
• Money Market Account
• Savings Account
• Sapling Savings Account
• Health Savings Account

Basic Checking Free

For the internet savvy individual who enjoys using convenient bill pay with no associated fees. This account is hassle free and ideal for those who need the quick access and speed of internet banking with the latest technology. This account is perfect for the individual who prefers:

• No maintenance fees
• No minimum balance requirements
• E-Statement only

Regular Checking

Designed for individuals who require more than a basic account and prefers paper statements.

• No maintenance fee with an average balance of $1,000.00
• Unlimited check writing

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Silver Oak Checking

Designed for individuals who are 50+ years.

• No maintenance fee
• No minimum balance requirements

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Capital Advantage NOW

Designed for individuals who want to earn interest on their checking account.

• No maintenance fee with an average balance of $2,500.00
• Competitive tiered interest rates
• Unlimited check writing

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Money Market Account

Designed for individuals who want to earn interest on their account.

• No maintenance fee with an average balance of $2,500.00
• Competitive tiered interest rates
• Limited check writing

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Savings Account

Designed for individuals who want a basic account to build a savings base.

• No maintenance fee with an average balance of $50.00
• Competitive tiered interest rates

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Sapling Savings Account

Designed for children and young adults up to the age of 18.

• No minimum balance requirement
• No monthly maintenance fees
• Competitive tiered interest rates

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Health Savings Account

• No maintenance fees
• No minimum balance required
• Debit card available
• EBanking available

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